Every wedding spreadsheet on the market starts at the same place: the spending. Budget, vendors, deposits, guest list. None of them starts where the stress actually starts — two people, one date, and a five-figure sum that has to EXIST before any of it can be paid for. This planner is the missing half: cap the wedding category by category together, then watch the fund get built by both of you, month by month, with every set-aside split fairly between the two savers and a running total that ends — funded — on the wedding day.
What it does for you:
– Start Here — 5-minute setup: both savers’ names, the wedding date, the day you start saving, what you have already saved, and Saver 1’s share of the set-asides (Saver 2 takes the remainder — by percentage, so it scales with what each of you can carry).
– Wedding Budget — eleven capped categories (Venue, Catering & Drinks, Photography & Video, Attire, Rings, Flowers & Decor, Music, Cake, Stationery, Transport, Buffer): Budget Cap, Spent So Far, Left to Spend and % of Cap Spent per category, flagging red when one goes over. The caps total IS the budget — $26,500 in the samples, $2,800 already spent on deposits.
– Two-Saver Fund — Still to Save ($24,100 in the samples), the months until the wedding (11), and the Combined Monthly Set-Aside ($2,190.91), split 60/40 into Alex’s $1,314.55 and Sam’s $876.36 — the two shares always add back up to the combined amount exactly, to the cent, every month.
– The schedule — every month to the wedding: date, combined set-aside, each saver’s share, what you ACTUALLY saved, and the Running Fund Total (already saved included). Three honest sample months put the fund at $8,600 — 32.5% of the wedding funded.
– Dashboard — total budget, spent, left to spend, days from first save to wedding (349 in the samples), still to save, both savers’ monthly shares and % funded — the one screen to read together once a month.
– Expense Log & Monthly Budget — a zero-based budget with a Wedding Fund category, so the combined set-aside is planned like a bill, not scraped together.
– Sample rows pre-filled so every formula works the moment you open it; formula cells are locked (password disclosed in Start Here) and every formula is error-wrapped. Vendor prices vary wildly by city and season — the caps are yours to set from real quotes. A planning tool, not financial advice.
What’s inside (.xlsx, works in Excel AND Google Sheets): Start Here · Wedding Budget (11 capped categories) · Two-Saver Fund (split set-aside schedule) · Expense Log · Monthly Budget (zero-based) · Dashboard · Monthly Summary (12 months).
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