Rent is not the real price of the keys. Deposit, first and last month, fees, movers, and a whole apartment of setup buys land before your first “normal” month does. This First Apartment Budget Planner totals the real move-in number, splits shared costs fairly with roommates, and then runs your monthly budget from the same file — built for a first apartment, not adapted from a generic family budget.
What it does for you:
– Start Here — 5-minute setup: enter your monthly take-home pay and your rent; everything else keys off those two numbers.
– Move-In Costs — deposit, first/last month, fees and setup in one list. Still Owed and your cash Gap calculate themselves, so you know the exact amount to save before you sign.
– Setup Shopping — plan setup buys room by room, Need Now first, with budget vs actual as you buy, so the kitchen does not eat the mattress money.
– Roommate Split — rent and shared bills divide by the % you agree on. Who owes what is calculated, not argued about in the group chat.
– Expense Log — log everyday spending once; the budget reads it automatically.
– Monthly Budget — zero-based monthly budget where every dollar gets a job; Actual pulls from the Expense Log by itself.
– Dashboard — checks your rent against the 30% rule and flags it if you are over, plus your move-in progress at a glance.
– Monthly Summary — 12 months of budget vs actual in one view, so month two is easier than month one.
– Sample rows pre-filled so every formula works the moment you open it; formula cells are locked (password disclosed in Start Here) and every formula is error-wrapped.
What’s inside (.xlsx, works in Excel AND Google Sheets): Start Here · Move-In Costs (the real price of the keys) · Setup Shopping (room by room) · Roommate Split (who owes what) · Expense Log · Monthly Budget (zero-based) · Dashboard · Monthly Summary (12 months).
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