What’s inside:
- Semester Overview — tuition, fees, aid, housing, meal plan, part-time income on one sheet.
- Monthly Budget — Sep–Dec budgets vs actuals with overspend flags.
- Expense Log — categorized spend with monthly rollups.
- Financial Aid Tracker — disbursement dates, refunds received, refund-spend balance so the aid money doesn’t evaporate unnoticed.
- Part-Time Income — shift log that feeds irregular income into the budget.
Built for students: semester-long view (not monthly myopia), aid-refund guardrails, and part-time irregular income.
Reliability: real .xlsx for Excel and Google Sheets — cross-app formulas only, IFERROR everywhere, locked formula cells (password in Start Here).
P-012 — College Student Budget Planner — Semester View. Instant download. No shipping, no waiting.








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