Monthly budget templates do not fit fortnightly pay — the maths never lines up and the big annual bills land like ambushes. This Australian Budget Planner is built on the fortnight: every bill converted to per-fortnight dollars for you, every one of the 26 fortnights planned, and money quietly dripping aside each fortnight for rego, rates and insurance so they never arrive as a shock.
What it does for you:
– Start Here — 5-minute setup: enter your take-home pay per fortnight. Super is shown for information only — it is paid on top by your employer and is NOT part of your take-home budget, and the sheet treats it that way.
– Bills — list every bill at its real frequency; Per-Fortnight Cost converts it for you (Monthly ×12/26, Annual /26). No hand conversions, no spreadsheet gymnastics.
– Fortnight Planner — plan each of the 26 fortnights: Bills Allocated pulls from Bills automatically, and Left Over is what the fortnight really leaves you.
– Expense Log — log everyday spending once; the monthly picture builds itself.
– Monthly Budget — zero-based monthly budget with Actual filled automatically from the Expense Log, as a monthly sanity check on the fortnight view.
– Dashboard — the annual-bill drip made visible: rego, rates and insurance are already being saved for, a little every fortnight.
– Monthly Summary — 12 months of budget vs actual in one view.
– Sample rows pre-filled so every formula works the moment you open it; formula cells are locked (password disclosed in Start Here) and every formula is error-wrapped.
What’s inside (.xlsx, works in Excel AND Google Sheets): Start Here · Bills (per-fortnight dollars) · Fortnight Planner (26 fortnights) · Expense Log · Monthly Budget (zero-based) · Dashboard · Monthly Summary (12 months).
Instant download. No shipping, no waiting. Message us if you need help setting it up — we answer fast.
Reviews
There are no reviews yet.