Ninety days. $5,000. No vague “save more” — this sprint splits what is left to save across 13 weekly check-ins and keeps score in dollars: ahead or behind, by exactly how much, every single week. Type what you actually saved and the tracker recalculates your cumulative position against the plan; fall behind one week and the Pace Planner tells you the honest catch-up amount per remaining week, not a guilt trip.
What it does for you:
– Exact math to the cent: weeks 1–12 take the rounded weekly target ($361.54 with a $300 head start on $5,000) and the final week takes the exact remainder ($361.52), so the 13 targets always add up to the goal precisely.
– Pace in dollars, not vibes: the sample run sits at $2,086.54 after 5 weeks — flagged Ahead three weeks running, then Behind — catch up $21.16 the first week it slips. You always know where you stand.
– A finish line with a date: the sprint ends April 3, 2027 in the sample, with Day 30 / Day 60 / Day 90 milestones priced ($1,866.67 and $3,433.33 saved by then) so progress is checkable, not hoped for.
– Every price of the goal on one tab: $52.22 a day, $361.54 a week, or the catch-up rate if life happens — pick the framing that keeps you moving.
– The sprint lives inside a real budget: the zero-based Monthly Budget tracks the weekly transfers and everyday spending together, so the $5,000 is saved from an actual month, not an imaginary one.
What’s inside (.xlsx, works in Excel AND Google Sheets):
– Start Here — plain-English setup + your settings (goal, already saved, start date, what it is for)
– Sprint Tracker — 13 weekly check-ins with targets, cumulative saved vs target, dollar pace and status
– Pace Planner — still to save, weekly/daily prices, catch-up per remaining week, Day 30/60/90 milestones
– Expense Log — everyday spending, categorized
– Monthly Budget — zero-based, Budget vs Actual fills itself
– Dashboard — the whole sprint on one screen
– Monthly Summary — spending by month, Jan–Dec
Instant download. Yellow cells are yours to type in; every formula cell is locked (password sheetdaily, shown in Start Here) so nothing breaks by accident. Sample weeks are pre-filled so you can see the pace engine working — replace them with your own sprint.



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