Expat Budget Planner — Multi-Currency

Expat money is a translation problem. Salary lands in one currency, rent leaves in another, weekends happen in a third — and at the end of the month you honestly do not know what you spent. This planner fixes the translation: keep your own exchange rates in one converter tab, log spending in whatever currency it happened in, and every number rolls up into ONE home-currency budget you can actually steer by.

What it does for you:
– Start Here — 5-minute setup: home currency code, monthly income in home currency and your savings target percentage.
– Currency Converter — your currencies and YOUR rates (home currency per 1 unit — the rate you actually get, not the headline rate); any amount converts instantly, with a home-currency total.
– Multi-Currency Log — log each expense in its own currency with that day’s rate; the home-currency value calculates itself and feeds the Monthly Summary.
– Expense Log — your home-currency spending view; log once, the budget reads it automatically.
– Monthly Budget — zero-based budget entirely in home currency; Actual pulls from the Expense Log by itself.
– Dashboard — income, target savings in dollars, converted balances, multi-currency spending and that spending as a % of income.
– Monthly Summary — 12 months of home-currency spending in one view.
– Sample rows pre-filled (EUR, GBP, THB, JPY) so every formula works the moment you open it; formula cells are locked (password disclosed in Start Here) and every formula is error-wrapped. Rates are yours to update — a tracking tool, not financial advice.

What’s inside (.xlsx, works in Excel AND Google Sheets): Start Here · Currency Converter · Multi-Currency Log · Expense Log · Monthly Budget (zero-based) · Dashboard · Monthly Summary (12 months).

Instant download. No shipping, no waiting. Message us if you need help setting it up — we answer fast.