Au Pair Monthly Budget Planner

An au pair’s income is not a salary. It is a weekly stipend in cash, babysitting extras, the odd bonus — and a year abroad that is supposed to end with travel money and a flight home, not a empty bank account. Generic budget planners assume a monthly paycheck and a rent payment; this one is built for stipend life: log every payment from your host family, give every dollar a monthly job, and watch your travel fund count down to done.

What it does for you:
– Start Here — 5-minute setup: weekly stipend, weeks paid per month, monthly savings goal and your education allowance; everything else keys off those numbers.
– Stipend Pay Log — every stipend payment, babysitting extra, bonus and reimbursement in one log, with a separate subtotal for stipend only, so you always know what the program actually pays you.
– Savings & Travel Fund — goals for the travel month, the flight home, an emergency cushion and the fun stuff; Still Needed and Months to Goal calculate themselves from your set-aside.
– Expense Log — log daily spending once; the budget reads it automatically.
– Monthly Budget — zero-based monthly budget; Actual pulls from the Expense Log by itself, and over-budget categories flag red.
– Dashboard — monthly stipend income, pay logged, savings still needed and total spending at a glance.
– Monthly Summary — 12 months of pay in one view, so you can see the year building.
– Sample rows pre-filled so every formula works the moment you open it; formula cells are locked (password disclosed in Start Here) and every formula is error-wrapped. Stipend figures follow the standard US au pair minimum ($195.75/week) as the sample — always set your own program’s amount. A tracking tool, not financial advice.

What’s inside (.xlsx, works in Excel AND Google Sheets): Start Here · Stipend Pay Log · Savings & Travel Fund · Expense Log · Monthly Budget (zero-based) · Dashboard · Monthly Summary (12 months).

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