A firefighter’s paycheque is not a salary with tidy months. It is 24-hour shifts, overtime shifts, callbacks at 3 a.m. and comp time that lives in your head until it evaporates. This Budget Planner is built around the 24-hour shift cycle: log every shift and premium, watch the time bank keep itself honest, and run the household budget from the same file — built for the fire service, not adapted from a generic office budget.
What it does for you:
– Start Here — 5-minute setup: enter your take-home pay per pay period, your base hourly rate and your scheduled shifts per period; everything else keys off those numbers.
– Shift Pay Log — every 24h shift, overtime shift, callback, training and holiday shift in one log. Pay per shift (hours × rate × multiplier) calculates itself, with overtime hours and overtime pay totalled separately.
– OT & Time Bank — comp time and Kelly time earned vs used, with a running balance that flags red if it ever goes negative. No more “I thought I had two Kelly days left.”
– Expense Log — log everyday spending once; the budget reads it automatically.
– Monthly Budget — zero-based monthly budget where every dollar gets a job; Actual pulls from the Expense Log by itself.
– Dashboard — shifts logged, gross shift pay, overtime hours and your time-bank balance at a glance.
– Monthly Summary — 12 months of shift pay in one view, so you see the overtime seasons coming.
– Sample rows pre-filled so every formula works the moment you open it; formula cells are locked (password disclosed in Start Here) and every formula is error-wrapped. Pay figures are estimates before tax — a tracking tool, not payroll or financial advice.
What’s inside (.xlsx, works in Excel AND Google Sheets): Start Here · Shift Pay Log (every premium) · OT & Time Bank (comp + Kelly) · Expense Log · Monthly Budget (zero-based) · Dashboard · Monthly Summary (12 months).
Instant download. No shipping, no waiting. Message us if you need help setting it up — we answer fast.
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